Privacy Policy

Mont AI, Inc. and, where applicable, its advisory affiliate(s)

Effective date: March 10, 2026

Summary. This policy explains what personal information Mont collects, how we use it, when we share it, and how we protect it.

For an early-stage advisory business, our approach is simple: collect only what we need to operate, provide advice, comply with law, and improve the service.

1. Scope

This Privacy Policy applies to personal information collected by Mont AI, Inc. and its wholly owned subsidiaries ("Mont," "we," "us," or "our") through our website, applications, communications, onboarding materials, account opening processes, and advisory or related services.

If advisory services are provided through an affiliated registered investment adviser, this policy also describes how information is handled in connection with those services unless a separate notice is provided.

2. Information We Collect

We may collect the following categories of information:

Contact and identity information, such as name, email address, phone number, mailing address, date of birth, and government-issued identification information.
Financial information, such as assets, liabilities, income, net worth, investment objectives, risk tolerance, account balances, transaction history, holdings, and funding information.
Tax and planning information, such as equity compensation details, cost basis information, tax documents, filing status, and information relevant to financial planning.
Account and verification information, such as usernames, authentication details, device identifiers, and information used to verify identity or prevent fraud.
Communications and support information, such as messages, meeting notes, call summaries, and feedback.
Technical and usage information, such as log data, browser type, IP address, approximate location derived from IP, pages viewed, and interactions with our website or applications.

We may collect information directly from you, automatically through your use of our services, from custodians and financial institutions, from data providers you authorize, and from service providers that help us operate the platform.

3. How We Use Information

We use personal information to operate and improve our business and services, including to:

provide investment advisory, planning, onboarding, and account support services;
open, maintain, service, and monitor accounts;
analyze holdings, transactions, and financial data to deliver recommendations or insights;
communicate with you about your account, our services, updates, and support matters;
protect against fraud, unauthorized activity, cybersecurity events, and other misuse;
comply with legal, regulatory, tax, audit, books-and-records, and compliance obligations; and
develop, test, and improve our products, models, workflows, and user experience.

4. How We Share Information

We do not sell your personal information. We also do not share personal information with nonaffiliated third parties for their own independent marketing purposes.

We may share personal information in the following limited circumstances:

with service providers and vendors that perform services on our behalf, such as cloud hosting, analytics, identity verification, cybersecurity, customer support, communications, document management, custodial integrations, banking or data aggregation partners, and professional advisers;
with custodians, brokers, account providers, data aggregators, or other financial institutions as needed to provide services you request or authorize;
with regulators, courts, law enforcement, or other parties when required by law, subpoena, examination, audit, or similar legal process;
in connection with a corporate transaction such as a financing, merger, acquisition, reorganization, or sale of assets, subject to appropriate confidentiality protections; and
with your consent or at your direction.

Where required, we expect service providers to protect information and use it only for the purposes for which it was provided.

5. Cookies and Similar Technologies

We may use cookies, pixels, SDKs, and similar technologies to operate our website and applications, understand usage, maintain session integrity, and improve performance.

You can usually manage cookies through your browser settings. Blocking certain cookies may affect functionality.

6. Data Security

We maintain administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, alteration, or disclosure.

These measures may include access controls, encryption in transit and at rest where appropriate, vendor diligence, logging and monitoring, authentication controls, and internal need-to-know restrictions.

No method of transmission or storage is perfectly secure. For that reason, we cannot guarantee absolute security.

7. Data Retention

We retain personal information for as long as reasonably necessary to provide services, maintain our business relationship, comply with legal and regulatory obligations, resolve disputes, enforce agreements, and maintain appropriate business and compliance records.

Retention periods may differ depending on the type of information and the reason it was collected.

8. Your Choices and Rights

You may request access to, correction of, or deletion of certain personal information, subject to applicable legal and regulatory limitations.

In many cases, we may need to retain information to comply with books-and-records, anti-fraud, tax, or regulatory obligations.

You may opt out of non-essential marketing emails by using the unsubscribe link in those communications. Transactional or service messages will still be sent when necessary.

If you connect third-party accounts or data sources, you may be able to disconnect them through the relevant service or by contacting us.

9. California Privacy Information

If California privacy law applies to a particular collection or use of personal information, California residents may have additional rights, including the right to know, delete, or correct certain information, and the right not to be discriminated against for exercising applicable rights.

Certain personal information handled by financial institutions and regulated under federal financial privacy law may be exempt from some state privacy law requirements. Where an exemption applies, we will handle information in accordance with applicable federal and other law.

10. Children

Our services are intended for adults and are not directed to children under 18. We do not knowingly collect personal information from children under 18.

11. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will update the effective date and may provide additional notice where appropriate.

12. Contact Us

If you have questions about this Privacy Policy or would like to exercise applicable privacy rights, contact:

Mont AI, Inc.
Email: support@mont.ai