Mont Terms of Service

1. Scope

These Terms govern access to and use of the Mont website, app, platform, and non-advisory features. Advisory services are governed by the Investment Advisory Agreement and Form ADV disclosures. If these Terms conflict with the Investment Advisory Agreement for advisory services, the advisory agreement controls.

2. Eligibility and Account Registration

Users must be at least 18 years old and legally able to enter into contracts. Users must provide accurate information and maintain account security.

3. Advisory Fees and AUM Billing

Mont charges a fixed annual fee of $100 for access to its platform and advisory services. Specific payment schedules, fee deduction procedures, and billing terms are presented prior to agreement and, where applicable, set forth in your Investment Advisory Agreement and Form ADV Part 2A disclosure brochure.

4. No Tax or Legal Advice

Mont does not provide legal advice. Tax-related features are educational or planning concepts unless otherwise expressly agreed. Users should consult tax and legal advisers for tax or legal advice.

5. AI and Model-Based Features

Mont may use AI-assisted and model-based features. Outputs depend on data, assumptions, and user information and may be incomplete, stale, or incorrect. Advisory recommendations are governed by the advisory agreement and disclosures.

6. User Content and Data

Users authorize Mont to use information they provide or connect to operate, improve, and provide the services, subject to Mont’s Privacy Policy and financial privacy notice.

7. Third-Party Services

The platform may connect to custodians, data aggregators, payment processors, and other third-party services. Mont is not responsible for third-party services except as required by law.

8. Limitations and Changes

Mont may update features, eligibility, pricing, and service availability. Material changes will be communicated as required by law or contract.

9. Dispute Resolution

Any dispute will be resolved by binding arbitration administered by the American Arbitration Association("AAA") under its Consumer Arbitration Rules. Disputes must be brought individually, not as part of a class action.

10. Contact

Questions: support@mont.ai.